<?xml version="1.0" encoding="windows-1252"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>Treasures in Heaven's Personal Finance Blog</title>
    <link>http://treasuresinheaven.savingadvice.com</link>
    <description>Saving for a new house</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Evelyn</managingEditor>
    <language>en-us</language>
	         <item>
      <title>Getting Closer to My Goals</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/05/22/getting-closer-to-my-goals_39258/</link>
      <description>I have to say that I'm thankful to George for the stimulus payment. It is currently stimulating my savings account balance quite nicely. I'm getting closer and closer to my goal of purchasing a home for my family.&lt;br /&gt;
&lt;br /&gt;
I have been doing a bit more marketing for my freelance writing practice...</description>
      <pubDate>Thu, 22 May 2008 06:56:49 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Two Steps Forward, One Step Back</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/04/30/two-steps-forward-one-step-back_38421/</link>
      <description>I'm making good progress towards my savings goals. I am really proud of the amount of self-discipline that I have developed. Yesterday was a very challenging, but ulitmately victorious day at work, so to celebrate, I stopped at the local coffee shop and had a soy chai latte. I had...</description>
      <pubDate>Wed, 30 Apr 2008 18:19:06 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Moving Closer to My Goals</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/04/11/moving-closer-to-my-goals_37708/</link>
      <description>It's been a good week. I did eat out twice, but I decided that it was OK. They were lunches with friends, and I would have had to decline spending time with them if I chose to eat my lunch alone at my desk. I feel really good about my growing ability to curb miscellaneous spending.&lt;br /&gt;
&lt;br /&gt;
A...</description>
      <pubDate>Fri, 11 Apr 2008 10:20:07 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Seeing Some Progress</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/04/03/seeing-some-progress_37370/</link>
      <description>I got my $300 state refund the other day, but that will go to pay off a bill and the remaining $48. will go into savings. I have been limiting my lunches out at work to one day a week. Preparing my lunches at home and bringing them to work has also allowed me to stick to my diet more...</description>
      <pubDate>Thu, 03 Apr 2008 12:13:02 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Learning to Save on Groceries</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/03/28/learning-to-save-on-groceries_37106/</link>
      <description>On Wednesday when I got home from work, I found an application for a grocery store savings card in the mail. If I filled out the application and brought the card into the store, I'd get 10% off on my groceries for the first month.&lt;br /&gt;
&lt;br /&gt;
On Thursday, I brought the card to the store and...</description>
      <pubDate>Fri, 28 Mar 2008 18:56:57 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Taming the Grocery Budget Beast</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/03/26/taming-the-grocery-budget-beast_37036/</link>
      <description>I spend about $150. on groceries each week, and then I spend about $15 or $20 per week on lunches at work. I try to limit meals out with the girls to once or twice a month. My goal is to cut my food budget and contribute what I save there towards my house nest egg account.&lt;br /&gt;
&lt;br /&gt;
I will...</description>
      <pubDate>Wed, 26 Mar 2008 09:40:37 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>Gratitude for Now</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/03/24/gratitude-for-now_36971/</link>
      <description>I had a little epiphany the other day when I was thinking about the fact that we will soon be moving out of this cramped apartment and will no longer be flushing away the money I pay in rent every month. I moved here with my girls after the divorce. We had been living in a spacious...</description>
      <pubDate>Mon, 24 Mar 2008 09:34:21 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
    <item>
      <title>New Beginnings</title>
      <link>http://treasuresinheaven.savingadvice.com/2008/03/23/new-beginnings_36951/</link>
      <description>This is my first entry in this new blog. I am on a mission to put away enough money to buy a home of my own. I am working with a non-profit group called NACA, to help me to get a mortgage with no down payment. &lt;br /&gt;
&lt;br /&gt;
At this point I must demonstrate that I can afford to pay the difference...</description>
      <pubDate>Sun, 23 Mar 2008 12:14:11 PST</pubDate>
	  <author>evelynb30@yahoo.com (Evelyn)</author>
    </item>
  </channel>
</rss>